The Payments Association EU is a business club of decision makers in the payments industry. Our members are the enterprises forming all the components of the payments value chain in the 27 countries of the European Union. Our circle is established as a non-profit association registered in Luxembourg. Our offices are hosted at the Luxembourg House of Financial Technology (LHoFT). The Purpose of the Association is to facilitate business for its members. PA EU seeks to achieve its objectives by organizing events, managing projects defending the interests of its members, publishing research documents and providing training. You will find more details in our brochure. PA EU builds on the international network of our London-based sister organisation, the Payments Association (PA), consisting of 150 members from across the payments value chain; including payments schemes, banks and issuers, merchant acquirers, PSPs, retailers, and more. Collectively, members of the PA transact more than €6 trillion annually and employ more than 300,000 staff, meaning that we now have a significant influence over the industry’s future.