We have 4 super hot issues we would like to debate with you

Bjørn Krog Andersen​, Head of Legal at Banking Circle, will open the debate on two topics

1) IBAN discrimination​: why? where?

2) the recent Big AML fines on Trustly and ClearOn : what lessons can be learned for open banking?

And Nadia Manzari​, Partner at Schiltz & Schiltz will bring up

3) BNPL​ : to be regulated or not ?

4) a short update on MiCA​ following the vote of the European Parliament.