Topic 1

Marco Lichtfous of KPMG

"Payments and ESG" : Banks already have to comply on ESG standards defined by the ECB, but what about the PIs and the EMIs ? Should they be compliant in the same manner to attract investors or users? Should they anticipate a similar framework from their local regulator s ? Are the guidelines defined by the United Nations relevant ? Besides a self-assessment on ESG criteria, should they look at their own suppliers? Clients? Investors ?

Topic 2

Nadia Manzari of Schiltz & Schiltz

Guidelines on customer due diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions ('The ML/TF Risk Factors Guidelines') under Articles 17 and 18(4) of Directive (EU) 2015/849

https://www.eba.europa.eu/sites/default/documents/files/document_library/Publications/Guidelines/2021/963637/Final%20Report%20on%20Guidelines%20on%20revised%20ML%20TF%20Risk%20Factors.pdfs%20on%20revised%20ML%20TF%20Risk%20Factors.pdf​